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Terms & Conditions

Welcome to the web site. It is owned and operated by ifina (UK) Limited. By accessing or using this site in any way, including downloading any files or documents, or merely browsing the site, you agree to these Terms of Use.

The materials on this Web site (the “Site”) are provided by ifina (UK) Limited as a service to and may be used for informational, non-commercial purposes only. You should assume that everything you see or read on the Site is copyrighted and may not be used without the express written permission of ifina (UK) Limited.

While ifina (UK) Limited uses reasonable efforts to include accurate and up-to-date information in the Site, ifina (UK) Limited makes no warranties or representations as to its accuracy. ifina (UK) Limited assumes no liability or responsibility for any errors or omissions in the content of the Site.

Your use of and browsing in the Site are entirely at your risk. Neither ifina (UK) Limited, any of its affiliates, agencies, nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. ifina (UK) Limited also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, or other media from the Site.

Images displayed on the Site are either the property of, or used with permission by, ifina (UK) Limited The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by ifina (UK) Limited. Any unauthorized use of the images may violate copyright laws, trademark laws, and the laws of privacy and publicity.

The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site are registered and common law Trademarks of ifina (UK) Limited and others as appropriate.
ifina (UK) Limited may at any time revise these Terms of Use. If you have questions concerning any material on this site, please contact us at

Privacy Policy

We respect the privacy of everyone who visits this site. Please read our Privacy Policy carefully so that you can understand how we collect and use the personal information that you provide to us.

By submitting your personal data to us, you will be treated as having given your permission for disclosures referred to in this policy. If you do not want to receive email from us in the future, please let us know by sending an email to us at and telling us that you do not want to receive email from our company. Please provide us with your exact name and email address.

What does this privacy policy cover?
This privacy policy covers our use of your personal information that is collected through or in connection with this site. We collect only the domain name and the email addresses or user-specific information where it is volunteered such as survey information and/or site registrations. The information we collect is for internal use only, for improving the content of our Web Site, and may be used by us to contact consumers for marketing purposes. We do not sell or allow third parties to use the names or other information we collect.

Who is responsible for the personal information collected on this site?
ifina (UK) Limited controls the personal data collected on this site and commits not to share it with any other third party

The use of Cookies
We may store some information (commonly known as a "cookie") on your computer when you look at our site. We are able to read these cookies for information purposes when you revisit our web site. The information we record is limited to the email address you provided when you registered.

The sole use of this information is to allow you to save time when revisiting certain sections of the website which would otherwise require you to type your registered email address.

You can erase or block this information by changing the settings on your computer (please refer to your help screens or manuals). If you do erase or block this information you may not be able to utilize some features of the site.

Use of your personal information submitted to other web sites
We cannot be responsible for the privacy policies and practices of other web sites even if:

• you accessed the third party web site using links from our web site; or

• you linked to our web site from a third party web site.

We recommend that you check the policy of each site you visit and contact the owner or operator of such web site if you have any concerns or questions.

Will this Privacy Policy change?
From time to time we may make changes to this privacy policy. If we make any changes to this privacy policy and the way in which we use your personal data we will post these changes on this page.

How you can contact us
If at any time you would like to contact us, please click on the following link:

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© 2009 International Financial Administration - BVI. All Rights Reserved  • ifina is a registered trademark